/* ═══════════════════════════════════════════════════════════════════════
   SOLUTION PROPERTY BUYING — Nationwide Real Estate Investment
   Clean production stylesheet. Mobile-first. No build step required.
   ═══════════════════════════════════════════════════════════════════════ */

/* ─── DESIGN TOKENS ─────────────────────────────────────────────────────── */
:root {
  --navy:        #0B1F33;
  --navy-mid:    #123C69;
  --blue:        #1E5A96;
  --gold:        #C6A15B;
  --gold-light:  #D4B26A;
  --gold-pale:   #F0E4C8;
  --soft-white:  #F8F7F3;
  --cream:       #F0EDE6;
  --charcoal:    #1A1A1A;
  --white:       #FFFFFF;
  --text-dark:   #1A1A1A;
  --text-mid:    #4A4A4A;
  --text-light:  #888888;
  --on-dark:     rgba(255,255,255,0.72);
  --on-dark-dim: rgba(255,255,255,0.42);

  --serif: 'Playfair Display', Georgia, serif;
  --sans:  'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  --radius:    8px;
  --radius-lg: 16px;
  --shadow-sm: 0 2px 12px rgba(0,0,0,0.07);
  --shadow:    0 4px 24px rgba(0,0,0,0.10);
  --shadow-md: 0 8px 36px rgba(0,0,0,0.13);
  --shadow-lg: 0 16px 56px rgba(0,0,0,0.18);
  --max:       1200px;
  --t:         0.25s ease;
}

/* ─── RESET ──────────────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; -webkit-text-size-adjust: 100%; }
html, body {
  width: 100%;
  max-width: 100%;
  overflow-x: hidden;
}
body {
  font-family: var(--sans);
  color: var(--text-dark);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  line-height: 1.6;
}
img { display: block; max-width: 100%; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
input, textarea, select { font-family: inherit; }

/* Sections flow vertically — defensive against any future styling */
header, nav, main, section, footer { display: block; width: 100%; position: relative; }

/* ─── SHARED LAYOUT ─────────────────────────────────────────────────────── */
.section-inner {
  width: 100%;
  max-width: var(--max);
  margin: 0 auto;
  padding: 96px 32px;
}
.section-hdr        { margin-bottom: 56px; }
.section-hdr--center {
  text-align: center;
  max-width: 720px;
  margin-left: auto;
  margin-right: auto;
  margin-bottom: 64px;
}

.eyebrow {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 18px;
}
.eyebrow--dark { color: var(--blue); }

.section-title {
  font-family: var(--serif);
  font-size: clamp(1.875rem, 4vw, 2.875rem);
  font-weight: 600;
  line-height: 1.2;
  color: var(--text-dark);
  margin-bottom: 18px;
  letter-spacing: -0.005em;
}
.section-title em { font-style: italic; color: var(--gold); font-weight: 500; }
.section-title--light { color: var(--white); }

.section-body {
  font-size: 1.0625rem;
  line-height: 1.75;
  color: var(--text-mid);
  max-width: 580px;
}
.section-hdr--center .section-body { margin: 0 auto; }
.section-body--light { color: var(--on-dark); }

/* ─── BUTTONS ───────────────────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius);
  font-family: var(--sans);
  font-size: 0.9375rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  transition: transform var(--t), box-shadow var(--t), background var(--t), border-color var(--t);
  white-space: nowrap;
  cursor: pointer;
}
.btn:hover { transform: translateY(-2px); }

/* Gold — dark navy text on gold background (WCAG 7.96:1) */
.btn--gold {
  background: var(--gold);
  color: var(--navy);
  box-shadow: 0 4px 18px rgba(198,161,91,0.30);
}
.btn--gold:hover {
  background: var(--gold-light);
  box-shadow: 0 8px 28px rgba(198,161,91,0.40);
}

.btn--navy {
  background: var(--navy);
  color: var(--white);
  box-shadow: 0 4px 18px rgba(11,31,51,0.25);
}
.btn--navy:hover {
  background: var(--navy-mid);
  box-shadow: 0 8px 28px rgba(11,31,51,0.35);
}

.btn--ghost {
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.45);
}
.btn--ghost:hover {
  border-color: var(--white);
  background: rgba(255,255,255,0.08);
}

.btn--outline {
  background: transparent;
  color: var(--navy);
  border: 1.5px solid rgba(11,31,51,0.35);
}
.btn--outline:hover {
  border-color: var(--navy);
  background: rgba(11,31,51,0.04);
}

.btn--full { width: 100%; }

/* ─── FORMS ─────────────────────────────────────────────────────────────── */
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 16px;
}
label {
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.03em;
  color: var(--text-mid);
}
input, textarea, select {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid #D5D0C8;
  border-radius: var(--radius);
  font-size: 0.9375rem;
  color: var(--charcoal);
  background: var(--white);
  outline: none;
  transition: border-color var(--t), box-shadow var(--t);
  appearance: none;
  -webkit-appearance: none;
}
input::placeholder, textarea::placeholder { color: #B0A898; }
input:focus, textarea:focus, select:focus {
  border-color: var(--navy-mid);
  box-shadow: 0 0 0 3px rgba(18,60,105,0.10);
}
select {
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 16 16' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M4 6l4 4 4-4' stroke='%23888' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  background-size: 16px;
  padding-right: 38px;
  cursor: pointer;
}
textarea { resize: vertical; min-height: 100px; line-height: 1.6; }

.form-privacy {
  font-size: 0.75rem;
  color: var(--text-light);
  text-align: center;
  margin-top: 10px;
  line-height: 1.5;
}

.form-success {
  display: none;
  text-align: center;
  padding: 52px 32px;
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: 0 24px 72px rgba(0,0,0,0.32);
}
.form-success.visible { display: block; }
.form-success__icon {
  width: 60px;
  height: 60px;
  background: var(--gold);
  color: var(--navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  font-weight: 700;
  margin: 0 auto 20px;
}
.form-success h3 {
  font-family: var(--serif);
  font-size: 1.625rem;
  color: var(--navy);
  margin-bottom: 12px;
}
.form-success p {
  font-size: 1rem;
  line-height: 1.7;
  color: var(--text-mid);
}

/* ─── NAVIGATION ────────────────────────────────────────────────────────── */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 200;
  padding: 0 32px;
  transition: background var(--t), box-shadow var(--t);
}
.nav.scrolled {
  background: var(--navy);
  box-shadow: 0 2px 24px rgba(0,0,0,0.35);
}
.nav__inner {
  width: 100%;
  max-width: var(--max);
  margin: 0 auto;
  height: 80px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.nav__logo {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-shrink: 0;
  margin-left: 18px;
}
/* Brand emblem container — sized wrapper for the PNG logo */
.logo-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  height: 58px;
  flex-shrink: 0;
  background: transparent;
  overflow: hidden;
}
.logo-mark--sm { height: 48px; }

/* The premium logo image itself */
.site-logo {
  height: 100%;
  width: auto;
  max-width: 100%;
  max-height: 100%;
  object-fit: contain;
  display: block;
  transition: transform 0.25s ease, filter 0.25s ease;
  -webkit-user-drag: none;
  user-select: none;
}
.nav__logo:hover .site-logo,
.footer__brand:hover .site-logo {
  transform: translateY(-1px);
  filter: drop-shadow(0 0 10px rgba(212, 175, 55, 0.28));
}
/* Premium institutional three-line wordmark — luxury serif primary */
.nav__logo {
  gap: 16px;
  align-items: center;
}
.nav__logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1;
  gap: 4px;
}
.nav__logo-name {
  font-family: var(--serif);
  font-size: 1.1875rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--white);
  line-height: 1;
}
.nav__logo-sub {
  font-family: var(--sans);
  font-size: 0.6875rem;
  font-weight: 500;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.88);
  line-height: 1;
}
.nav__logo-meta {
  font-family: var(--sans);
  font-size: 0.5625rem;
  font-weight: 500;
  letter-spacing: 0.34em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.58);
  line-height: 1;
  margin-top: 5px;
}
.nav__links {
  display: flex;
  align-items: center;
  gap: 36px;
}
.nav__links a {
  position: relative;
  font-size: 0.875rem;
  font-weight: 500;
  color: rgba(255,255,255,0.78);
  padding: 6px 0;
  transition: color var(--t);
}
.nav__links a:not(.nav__cta-link)::after {
  content: '';
  position: absolute;
  left: 0; right: 0; bottom: -2px;
  height: 1px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left center;
  transition: transform 0.28s ease;
}
.nav__links a:not(.nav__cta-link):hover { color: var(--white); }
.nav__links a:not(.nav__cta-link):hover::after { transform: scaleX(1); }
.nav__cta-link {
  background: var(--gold) !important;
  color: var(--navy) !important;
  padding: 9px 20px !important;
  border-radius: var(--radius);
  font-weight: 600 !important;
  transition: background var(--t) !important;
}
.nav__cta-link:hover { background: var(--gold-light) !important; }

.nav__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
}
.nav__hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: transform 0.3s ease, opacity 0.3s ease;
}
.nav__hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav__hamburger.open span:nth-child(2) { opacity: 0; }
.nav__hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ─── HERO ──────────────────────────────────────────────────────────────── */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--navy);
  overflow: hidden;
}
.hero__bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero__bg-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 35%;
  filter: brightness(0.32) saturate(1.05);
}
.hero::after {
  content: '';
  position: absolute;
  inset: 0;
  z-index: 1;
  background:
    linear-gradient(135deg, rgba(11,31,51,0.62) 0%, rgba(11,31,51,0.30) 55%, transparent 100%),
    linear-gradient(to bottom, transparent 55%, rgba(11,31,51,0.55) 100%);
  pointer-events: none;
}
.hero__inner {
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: var(--max);
  margin: 0 auto;
  padding: 130px 32px 80px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 440px);
  gap: 64px;
  align-items: center;
}
.hero__content { min-width: 0; }
.hero__headline {
  font-family: var(--serif);
  font-size: clamp(2.4rem, 5vw, 3.875rem);
  font-weight: 600;
  line-height: 1.12;
  color: var(--white);
  margin-bottom: 22px;
  letter-spacing: -0.01em;
}
.hero__headline em {
  font-style: italic;
  font-weight: 500;
  color: var(--gold);
}
.hero__sub {
  font-size: 1.0625rem;
  line-height: 1.8;
  color: rgba(255,255,255,0.74);
  max-width: 520px;
  margin-bottom: 32px;
}
.hero__bullets {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.hero__bullets li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9375rem;
  font-weight: 500;
  color: rgba(255,255,255,0.72);
}
.hero__bullets li svg {
  width: 16px;
  height: 16px;
  color: var(--gold);
  flex-shrink: 0;
}

/* Hero form card */
.hero__form-col { min-width: 0; }
.hero-form,
.hero__form-col .form-success {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  box-shadow: 0 24px 80px rgba(0,0,0,0.48);
}
.hero-form__hdr {
  margin-bottom: 24px;
  padding-bottom: 18px;
  border-bottom: 1px solid rgba(0,0,0,0.07);
}
.hero-form__title {
  font-family: var(--serif);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 5px;
}
.hero-form__note {
  font-size: 0.8125rem;
  color: var(--text-light);
}
.hero-form .form-group { margin-bottom: 14px; }
.hero-form .btn--gold { margin-top: 6px; }

/* ─── TRUST BAR ─────────────────────────────────────────────────────────── */
.trust-bar {
  background: var(--navy-mid);
  padding: 36px 32px;
}
.trust-bar__inner {
  width: 100%;
  max-width: var(--max);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}
.trust-stat {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 4px;
}
.trust-stat strong {
  font-family: var(--serif);
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--gold);
  letter-spacing: -0.005em;
}
.trust-stat span {
  font-size: 0.75rem;
  letter-spacing: 0.10em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.65);
}
.trust-bar__div {
  width: 1px;
  height: 30px;
  background: rgba(255,255,255,0.18);
}

/* ─── WHAT WE BUY ───────────────────────────────────────────────────────── */
.what-we-buy { background: var(--soft-white); }
.buy-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.buy-card {
  position: relative;
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: transform var(--t), box-shadow var(--t);
}
.buy-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: var(--gold);
  opacity: 0;
  transform: scaleX(0.4);
  transition: opacity 0.25s ease, transform 0.3s ease;
  z-index: 2;
}
.buy-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}
.buy-card:hover::before { opacity: 1; transform: scaleX(1); }
.buy-card__photo {
  height: 200px;
  overflow: hidden;
  background: var(--navy-mid);
}
.buy-card__photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}
.buy-card:hover .buy-card__photo img { transform: scale(1.06); }
.buy-card__body { padding: 28px 28px 32px; }
.buy-card__icon {
  width: 36px;
  height: 36px;
  color: var(--gold);
  margin-bottom: 14px;
}
.buy-card__icon svg { width: 100%; height: 100%; }
.buy-card__body h3 {
  font-family: var(--serif);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 10px;
  line-height: 1.3;
}
.buy-card__body p {
  font-size: 0.9375rem;
  line-height: 1.7;
  color: var(--text-mid);
}

/* ─── WHO WE WORK WITH ──────────────────────────────────────────────────── */
.who-works { background: var(--navy); }
.who-works__panels {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 560px;
}
.audience-panel {
  position: relative;
  padding: 80px 56px;
  overflow: hidden;
  display: flex;
  align-items: flex-end;
}
.audience-panel__photo {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.audience-panel__photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.audience-panel--sellers::after,
.audience-panel--partners::after {
  content: '';
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(to top, rgba(11,31,51,0.96) 0%, rgba(11,31,51,0.55) 55%, transparent 100%);
  pointer-events: none;
}
.audience-panel--partners::after {
  background: linear-gradient(to top, rgba(18,60,105,0.96) 0%, rgba(18,60,105,0.55) 55%, transparent 100%);
}
.audience-panel__content {
  position: relative;
  z-index: 2;
  max-width: 460px;
  color: var(--white);
}
.audience-panel__content .eyebrow { color: var(--gold); margin-bottom: 10px; }
.audience-panel__content h2 {
  font-family: var(--serif);
  font-size: clamp(1.625rem, 3vw, 2.25rem);
  font-weight: 600;
  margin-bottom: 16px;
  letter-spacing: -0.005em;
}
.audience-panel__content > p {
  font-size: 1rem;
  line-height: 1.75;
  color: rgba(255,255,255,0.82);
  margin-bottom: 22px;
}
.audience-panel__list {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 28px;
}
.audience-panel__list li {
  position: relative;
  padding-left: 22px;
  font-size: 0.9375rem;
  color: rgba(255,255,255,0.85);
}
.audience-panel__list li::before {
  content: '';
  position: absolute;
  left: 0; top: 9px;
  width: 12px;
  height: 2px;
  background: var(--gold);
}

/* ─── DEAL STRUCTURES ───────────────────────────────────────────────────── */
.deal-structures { background: var(--white); }
.structure-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.structure-card {
  position: relative;
  padding: 36px 32px;
  background: var(--soft-white);
  border-radius: var(--radius-lg);
  border: 1px solid transparent;
  transition: border-color var(--t), transform var(--t), box-shadow var(--t);
}
.structure-card:hover {
  border-color: rgba(198,161,91,0.35);
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}
.structure-card__num {
  display: inline-block;
  font-family: var(--serif);
  font-size: 1.875rem;
  font-weight: 600;
  color: var(--gold);
  margin-bottom: 14px;
  letter-spacing: -0.01em;
}
.structure-card h3 {
  font-family: var(--serif);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 10px;
}
.structure-card p {
  font-size: 0.9375rem;
  line-height: 1.7;
  color: var(--text-mid);
}

/* ─── COMPLEX SITUATIONS ────────────────────────────────────────────────── */
.complex { background: var(--soft-white); }
.complex-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}
.complex-card {
  padding: 28px 24px;
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid rgba(11,31,51,0.06);
  transition: border-color var(--t), transform var(--t), box-shadow var(--t);
}
.complex-card:hover {
  border-color: rgba(198,161,91,0.35);
  transform: translateY(-3px);
  box-shadow: var(--shadow-sm);
}
.complex-card__icon {
  width: 32px;
  height: 32px;
  color: var(--gold);
  margin-bottom: 14px;
}
.complex-card__icon svg { width: 100%; height: 100%; }
.complex-card h3 {
  font-family: var(--serif);
  font-size: 1.0625rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px;
  line-height: 1.3;
}
.complex-card p {
  font-size: 0.875rem;
  line-height: 1.65;
  color: var(--text-mid);
}

/* ─── WHY US ────────────────────────────────────────────────────────────── */
.why { background: var(--navy); }
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.why-card {
  padding: 36px 28px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-lg);
  transition: background var(--t), border-color var(--t);
}
.why-card:hover {
  background: rgba(255,255,255,0.05);
  border-color: rgba(198,161,91,0.35);
}
.why-card__icon {
  width: 32px;
  height: 32px;
  color: var(--gold);
  margin-bottom: 18px;
}
.why-card__icon svg { width: 100%; height: 100%; }
.why-card h3 {
  font-family: var(--serif);
  font-size: 1.1875rem;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 10px;
  line-height: 1.3;
}
.why-card p {
  font-size: 0.9375rem;
  line-height: 1.7;
  color: rgba(255,255,255,0.68);
}

/* ─── MARKETS ───────────────────────────────────────────────────────────── */
.markets { background: var(--navy-mid); }
.markets-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 36px 40px;
}
.market-region h3 {
  font-family: var(--serif);
  font-size: 1.0625rem;
  font-weight: 600;
  color: var(--gold);
  margin-bottom: 12px;
  letter-spacing: 0.005em;
}
.market-region ul {
  display: flex;
  flex-direction: column;
  gap: 7px;
}
.market-region ul li {
  font-size: 0.9375rem;
  color: rgba(255,255,255,0.78);
}
.markets-note {
  text-align: center;
  margin-top: 56px;
  font-size: 0.9375rem;
  color: rgba(255,255,255,0.65);
}
.markets-note a {
  color: var(--gold);
  font-weight: 600;
  transition: opacity var(--t);
}
.markets-note a:hover { opacity: 0.8; }

/* ─── TESTIMONIALS ──────────────────────────────────────────────────────── */
.testimonials { background: var(--white); }
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  align-items: start;
}
.t-card {
  background: var(--soft-white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: box-shadow var(--t), transform var(--t);
}
.t-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.t-card--featured {
  background: var(--navy);
  transform: translateY(-10px);
  box-shadow: var(--shadow-lg);
}
.t-card--featured:hover { transform: translateY(-14px); box-shadow: var(--shadow-lg); }
.t-card__photo {
  height: 170px;
  overflow: hidden;
  background: var(--navy-mid);
}
.t-card__photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.45s ease;
}
.t-card:hover .t-card__photo img { transform: scale(1.04); }
.t-card__body { padding: 28px 26px 30px; }
.t-card__stars {
  font-size: 0.9375rem;
  color: var(--gold);
  letter-spacing: 3px;
  margin-bottom: 14px;
}
.t-card blockquote {
  font-size: 0.9375rem;
  line-height: 1.7;
  color: var(--text-mid);
  margin-bottom: 18px;
}
.t-card--featured blockquote { color: rgba(255,255,255,0.85); }
.t-card__author {
  font-size: 0.875rem;
  line-height: 1.5;
}
.t-card__author strong {
  display: block;
  color: var(--navy);
  font-weight: 600;
  margin-bottom: 1px;
}
.t-card__author span {
  color: var(--text-light);
  font-size: 0.8125rem;
}
.t-card--featured .t-card__author strong { color: var(--gold); }
.t-card--featured .t-card__author span { color: rgba(255,255,255,0.55); }

/* ─── FINAL CTA ─────────────────────────────────────────────────────────── */
.final-cta {
  position: relative;
  overflow: hidden;
  background: var(--navy);
}
.final-cta__bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.final-cta__bg-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: brightness(0.25);
}
.brand-watermark {
  position: absolute;
  right: -40px;
  bottom: -40px;
  width: 360px;
  height: 360px;
  color: rgba(255,255,255,0.05);
  z-index: 1;
  pointer-events: none;
}
.final-cta__inner {
  position: relative;
  z-index: 2;
  max-width: 760px;
  margin: 0 auto;
  padding: 120px 32px;
  text-align: center;
}
.final-cta__inner .section-title { margin-bottom: 18px; }
.final-cta__inner .section-body { margin: 0 auto 44px; }
.final-cta__actions {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* ─── CONTACT ───────────────────────────────────────────────────────────── */
.contact { background: var(--soft-white); }
.contact__inner {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 80px;
  align-items: start;
}
.contact__left { padding-top: 4px; }
.contact-channels {
  margin-top: 40px;
  display: flex;
  flex-direction: column;
  gap: 22px;
}
.contact-channel {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}
.contact-channel__icon {
  width: 38px;
  height: 38px;
  background: var(--navy);
  color: var(--gold);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.contact-channel__icon svg { width: 18px; height: 18px; }
.contact-channel__label {
  font-size: 0.6875rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-light);
  margin-bottom: 3px;
  font-weight: 600;
}
.contact-channel a {
  font-size: 0.9375rem;
  font-weight: 500;
  color: var(--navy);
  transition: color var(--t);
}
.contact-channel a:hover { color: var(--gold); }
.contact-privacy {
  display: flex;
  align-items: center;
  gap: 9px;
  margin-top: 32px;
  font-size: 0.8125rem;
  color: var(--text-light);
}
.contact-privacy svg { color: var(--gold); flex-shrink: 0; }

.contact-form,
.contact__right .form-success {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 40px 36px;
  box-shadow: var(--shadow-md);
}

/* ─── FOOTER ────────────────────────────────────────────────────────────── */
.footer__main {
  background: var(--navy);
  padding: 52px 32px;
}
.footer__main-inner {
  width: 100%;
  max-width: var(--max);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  flex-wrap: wrap;
}
.footer__brand {
  display: flex;
  align-items: center;
  gap: 14px;
}
.footer__name {
  font-family: var(--serif);
  font-size: 0.9375rem;
  font-weight: 600;
  color: rgba(255,255,255,0.78);
}
.footer__tagline {
  font-size: 0.6875rem;
  color: rgba(255,255,255,0.36);
  letter-spacing: 0.06em;
  margin-top: 2px;
}
.footer__links {
  display: flex;
  gap: 26px;
  flex-wrap: wrap;
}
.footer__links a {
  font-size: 0.8125rem;
  color: rgba(255,255,255,0.46);
  font-weight: 500;
  transition: color var(--t);
}
.footer__links a:hover { color: rgba(255,255,255,0.85); }
.footer__contact-info {
  display: flex;
  flex-direction: column;
  gap: 4px;
  text-align: right;
}
.footer__contact-info a {
  font-size: 0.8125rem;
  color: rgba(255,255,255,0.46);
  transition: color var(--t);
}
.footer__contact-info a:hover { color: rgba(255,255,255,0.85); }
.footer__legal {
  background: #060F1C;
  padding: 18px 32px;
}
.footer__legal-inner {
  width: 100%;
  max-width: var(--max);
  margin: 0 auto;
}
.footer__legal p {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.24);
  line-height: 1.6;
  text-align: center;
}

/* ─── RESPONSIVE ────────────────────────────────────────────────────────── */
@media (max-width: 1100px) {
  .markets-grid { grid-template-columns: repeat(3, 1fr); gap: 28px; }
  .complex-grid { grid-template-columns: repeat(2, 1fr); }
  .buy-grid     { grid-template-columns: repeat(2, 1fr); }
  .structure-grid { grid-template-columns: repeat(2, 1fr); }
  .why-grid     { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 1024px) {
  .hero { min-height: auto; }
  .hero__inner {
    grid-template-columns: minmax(0, 1fr);
    gap: 48px;
    padding: 120px 32px 64px;
  }
  .hero__content { max-width: 640px; }
  .hero__form-col { max-width: 520px; }
  .contact__inner { grid-template-columns: 1fr; gap: 52px; }
}

@media (max-width: 860px) {
  .section-inner    { padding: 72px 24px; }
  .who-works__panels { grid-template-columns: 1fr; }
  .audience-panel   { min-height: 480px; padding: 56px 32px; }
  .testimonials-grid { grid-template-columns: 1fr; max-width: 540px; margin: 0 auto; }
  .t-card--featured  { transform: none; }
  .t-card--featured:hover { transform: translateY(-4px); }
  .footer__main-inner { flex-direction: column; align-items: flex-start; }
  .footer__contact-info { text-align: left; }
}

@media (max-width: 768px) {
  .nav { padding: 0 20px; }
  .nav__inner { height: 72px; gap: 16px; }
  .nav__links {
    position: fixed;
    top: 72px;
    left: 0;
    right: 0;
    background: #060F1C;
    flex-direction: column;
    padding: 20px 28px 28px;
    gap: 2px;
    transform: translateY(-110%);
    transition: transform 0.35s cubic-bezier(0.4,0,0.2,1);
    box-shadow: 0 8px 32px rgba(0,0,0,0.45);
    z-index: 190;
    align-items: flex-start;
  }
  .nav__links.open { transform: translateY(0); }
  .nav__links li { width: 100%; }
  .nav__links a {
    display: block;
    padding: 11px 0;
    font-size: 1rem;
    border-bottom: 1px solid rgba(255,255,255,0.06);
    width: 100%;
  }
  .nav__cta-link { margin-top: 10px; padding: 13px 18px !important; text-align: center; }
  .nav__hamburger { display: flex; }
  .logo-mark { height: 48px; }
  .nav__logo-name { font-size: 0.95rem; letter-spacing: 0.12em; }
  .nav__logo-sub  { font-size: 0.625rem; letter-spacing: 0.22em; }
  .nav__logo-meta { font-size: 0.5rem; letter-spacing: 0.28em; }

  .hero__inner { padding: 100px 20px 56px; }
  .hero__form-col { max-width: 100%; }
  .hero-form, .hero__form-col .form-success { padding: 28px 22px; }

  .trust-bar__inner { gap: 24px; }
  .trust-bar__div { display: none; }
  .trust-stat { flex-direction: row; align-items: center; gap: 10px; }

  .buy-grid, .structure-grid, .why-grid {
    grid-template-columns: 1fr;
    max-width: 480px;
    margin: 0 auto;
  }
  .complex-grid { grid-template-columns: 1fr 1fr; }
  .markets-grid { grid-template-columns: repeat(2, 1fr); gap: 24px 28px; }

  .final-cta__inner { padding: 80px 24px; }
  .brand-watermark  { width: 240px; height: 240px; right: -60px; bottom: -60px; }

  .contact-form, .contact__right .form-success { padding: 28px 22px; }
  .form-row { grid-template-columns: 1fr; }
}

@media (max-width: 520px) {
  .complex-grid { grid-template-columns: 1fr; }
  .markets-grid { grid-template-columns: 1fr; }
  .hero__headline { font-size: 2.25rem; }
  .trust-stat { flex-direction: column; gap: 2px; }
}

/* ─── ACCESSIBILITY ─────────────────────────────────────────────────────── */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}